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WNB Financial

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Certificates of Deposit

WNB Financial offers a variety of Certificate of Deposit (CD) terms and yields for our clients. A Certificate of Deposit allows you to invest your money for a fixed term at a fixed rate to earn a higher yield than a regular savings account. If you need to withdraw funds before the term is up, a penalty does apply. Terms are flexible, ranging from 3 to 60 months.


  • Minimum deposit of $500.00 (excluding certificate of deposit specials).
  • Certificates of Deposit are available for regular or IRA investments. Interest is compounded quarterly. Penalties apply for early withdrawal.
  • Monitoring your Certificate of Deposit is easy with Internet Banking.
For information on other investment options, visit our Investment Services page.
Please contact our Personal Banking Team for more information or to purchase your Certificate of Deposit.
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Our Investing Professionals will work with you to ensure your investing goals are met and your needs are taken care of. 

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We'll work to help you create security and prosperity because we know the importance of your nest egg being there when you need it.