Fee Schedule
Limits and Fees
The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account:
|
Effective Date - March 12, 2024 |
|
|
Zero Balance Sweep per month |
$15.00 |
|
Account Research/Reconciliation per hour ($25 minimum charge) |
$25.00 |
|
ACH Origination Setup/Modification Fee |
$10.00 |
|
ATM/Debit Card Replacement |
$5.00 |
|
Bank Bag |
$2.00 |
|
Chargeback Fee per Presentment (deposited item returned) |
$5.00 |
|
Close Account Within 6 Months (Checking/Savings) |
$25.00 |
|
Copies |
$0.25 |
| Debit Card Transaction Limits |
$2,500 Point of Sale (POS) $510 at ATM |
| Debit Card International Transactions |
1% per transaction fee imposed by Visa regardless of currency conversion |
| Digital Cash Management Monthly Fee |
$10.00 |
|
Dormant Account Fee per Month **
for balances under $50.00 after 24 months of inactivity
|
$5.00 |
|
Duplicate Statement |
$5.00 |
|
International Check in Collection |
$10.00 |
|
Returned Foreign Check Handling Fee |
$18.00 |
|
Levy, Garnishment, Legal Process |
$100.00 |
|
Night Deposit Service (includes 2 lockable bank bags and keys) - Additional Lockable Bank Bag - Additional Bank Bag Key |
$0.00 $25.00 $10.00 |
|
Overdraft Line of Credit Fee |
$35.00 |
|
Overdraft Fee per Presentment* - Paid Item Fee* - Returned Item Fee* - Continuing Overdraft Fee* (beginning on 3rd business day overdrawn) |
$31.00 $29.00 $3.00 per day |
|
Pre-paid Visa Gift Card |
$5.00 |
|
Positive Pay per month |
$28.00 |
|
Signature Guarantee |
$25.00 |
|
Stop Payment |
$10.00 |
|
Wire Transfers (Incoming) |
$10.00 |
|
Wire Transfers (Outgoing Domestic) |
$25.00 |
|
Wire Transfers (Outgoing International) |
$50.00 |
Fees are subject to change.
*An overdraft fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means. Maximum daily overdraft fee limit of $248.00, including all combined Overdraft Fees per Presentment, Paid Item Fees, and Returned Item Fees. The same item can be presented more than once. Overdraft fees do not apply to other accounts identified in Truth in Savings disclosures or elsewhere where you specify you want all insufficient items returned to the extent operationally possible.
**Dormant Fees do not apply to Health Savings Accounts (HSAs).