Mortgage Team
Financing your biggest investment can be stressful, and for some a confusing process. Our Mortgage Team takes the time to listen and offer the best solutions to accomplish your goals. You can expect the best personalized service and loan products customized to fit your family’s needs.
Whether you’re ready to buy or just looking for pre-approval, we’ll be there every step of the way with mortgage advice you can trust from local professionals you can count on. Our pre-approval process is easy! To get started, fill out an application through the links below or contact any of our mortgage lenders.
![]() Angela Czerwinski
|
Jill D. SillWabasha
Universal Mortgage Loan Officer
651-560-5824
NMLS# 405319
|
|---|---|
Jane Gobler
|
Amanda Reinhardt
|
![]() Tom Wills
|
Not sure who to apply with?
Use the button below to start your application, and one of our loan originators will be in touch.
Frequently Asked Questions
How do I get started with a mortgage application?
Contact a WNB mortgage lender or begin the application process online.
Can I get pre-approved for a mortgage?
Yes, WNB lenders can help guide you through the pre-approval process.
What loan programs are available?
Available loan programs vary and may include conventional and government-backed options. Contact a mortgage lender for current offerings.
How do I choose the right mortgage lender?
Review lender profiles and contact the individual who best fits your needs and location.
How long does the mortgage process take?
Timelines vary depending on the loan type and individual circumstances.

Jill D. Sill
