Investments & Financial Planning
- Life Wealth Planning Benefits
- Investment Services
Vice President, Trust Manager
Kurt Olson, J.D., CFP®
Vice President, Trust Officer
Trust Investment Specialist
The management of your financial goals can be a complex, time consuming task, so let the experienced professionals of WNB Financial help with that burden. We offer quality investment solutions unique to your personal situation. We can design and coordinate an investment plan that will help you accomplish your immediate and long-term financial goals.
Investment Management Accounts
With an Investment Management Account, WNB Financial acts as Agent on the client’s behalf. We work with you to develop an asset allocation plan that takes into consideration your investment objectives and your risk tolerance, while focusing on your current income requirements and tax status. Your account is reviewed on a regular basis and appropriate changes are made to meet the needs of your current financial situation and your long-term goals. For more information, look at the investment calculators.
Foundation / Endowment Account
The establishment of a Foundation or Endowment Account comes from tax-deductible gifts made by individuals, families, or businesses. Along with recommendations for the selection and management of investments that meet the investment policy or guidelines of the organization, WNB Financial can assist the trustees with their fiduciary responsibilities of carrying out the terms of the trust.
No matter your age, marital status, or financial wealth, you need a sound retirement plan. Determining a plan to best meet your retirement goals can be a complex undertaking. A good retirement plan can help preserve your assets and minimize the amount of taxes you may be required to pay. WNB Financial can work with you and your advisors to create a strategic retirement plan that addresses your individual needs.
IRA Accounts: Trustee Managed and Self-Directed
Whether you're making annual contributions or have a rollover from an existing IRA or Qualified Plan, WNB Financial can offer an IRA that may provide a tax shelter for individuals who want to save for their retirement. You can choose how your balances are invested or, with a trustee-managed account with WNB Financial as trustee, enjoy professional investment management and assistance with important issues like structuring your distributions and beneficiary designations. For additional information, review the retirement calculators.
No matter your age, marital status, or financial wealth, you need a sound estate plan. Understanding the estate plan options that best meet your needs can be a complex undertaking. A good estate plan can help preserve your assets, ensure the distribution of your property is completed as you have directed, and minimize the amount of taxes and expenses you incur. WNB Financial can work with you and your advisors to create a strategic estate plan that addresses your individual needs.
Your investment needs today may not be the same as those in the future. Through an investment approach utilizing proper asset allocation, diversification, and personalized retirement planning, the WNB Financial team of professionals can work with you to establish a plan that best preserves your assets, helping to meet your life-long goals.
Ease of Tax Reporting
Do you get frustrated at year end with the compilation of information required for your tax returns? With the establishment of an account within our Trust Department, we can simplify this task for you. We're able to provide you with a concise year-end report indicating what information is required to be reported on your returns. Rather than collecting this information from a multitude of sources, we can provide the same information to you in one concise report.
Our experienced team can help you navigate the complexities of business succession planning. We can help protect the wealth you've worked so hard to build. Establishing a plan in advance and determining an exit strategy can result in a smooth, uncomplicated transition. We can assist with assembling a trusted team of advisors, which have the expertise to guide you though the legal and financial aspects, resulting in the successful transition of management and ownership of your business.
Some Trust products may not be FDIC Insured, a Bank Product, or have a Bank Guarantee. For more information, please contact our Trust Department.