Investment
Our Investing Professionals will work with you to ensure your investing goals are met and your needs are taken care of.
Identity Protection
Protecting Your Personal Information
Identity theft happens when someone uses your personal or financial information without your permission. This may include your name, Social Security number, account numbers, or online credentials.
WNB Financial is committed to helping you stay informed and know what to do if you believe your information may be at risk.
Warning Signs of Identity Theft
- Unrecognized transactions on your account
- Bills or collection notices for accounts you didn’t open
- Credit report activity you don’t recognize
- IRS notices about tax returns you didn’t file
- Missing or redirected mail
If something doesn’t look right, act promptly.
What To Do If You Suspect Identity Theft
- Contact WNB Financial
If you believe your WNB Financial account or debit card may be affected, contact us at 507-454-8800 right away. We can help review activity and take steps to help protect your accounts.
- Report Identity Theft
The Federal Trade Commission (FTC) provides a free, secure resource to report identity theft and get a recovery plan.
IdentityTheft.gov helps you:
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- File an identity theft report
- Create a personalized recovery checklist
- Access letters and documentation tools
- Protect Your Credit
You may choose to place a fraud alert or credit freeze with the credit bureaus. These tools can help prevent new accounts from being opened in your name. Credit freezes are free and do not affect your credit score.
Learn more: https://www.usa.gov/credit-freeze
- Tax or Social Security Related Identity Theft
If you believe someone used your information to file a tax return or impersonated a government agency, contact:
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- IRS Identity Theft: https://www.irs.gov/identity-theft-central
- Social Security Fraud: https://www.ssa.gov/fraud
Government agencies will not threaten arrest, demand immediate payment, or request gift cards or wire transfers.
How You Can Help Protect Yourself
- Review account statements regularly
- Use strong, unique passwords and multi factor authentication
- Be cautious of unexpected calls, emails, or texts
- Avoid clicking unknown links or attachments
- Protect personal documents and mail
More tips:
- FTC Consumer Guidance: https://consumer.ftc.gov/identity-theft-online-security
- FDIC Consumer Resources: https://www.fdic.gov/consumer-resource-center
How WNB Financial Helps
WNB Financial uses account monitoring tools and secure banking technology to help identify unusual activity. We also offer account alerts and secure digital banking options to help you stay informed.
If you notice anything unusual, please contact us promptly.
Helpful Resources
- Report Identity Theft: https://www.identitytheft.gov/
- Free Credit Reports: https://www.annualcreditreport.com
- IRS Identity Theft: https://www.irs.gov/identity-theft-central
- Social Security Fraud: https://www.ssa.gov/fraud
- WNB Cybersecurity Tips: https://www.wnbfinancial.com/cybersecurity-tips
- Deluxe Provent: https://deluxeprovent.ezshield.com/
Information provided is for educational purposes only and does not constitute legal, tax, or credit advice.
