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WNB Financial

Account Logins



Check out current interest rates

Savings Account*

The perfect account for the beginning saver.

  • No monthly service charge on accounts that maintain a $100 minimum daily balance. 
  • Interest earned daily and compounded quarterly.
  • Account may be linked to a WNB Financial checking account for overdraft protection.

Money Fund*

For savers who maintain a $2,500 minimum daily balance (to avoid a monthly service charge).

  • Tiered interest rates - as the balance increases, the interest rate increases.
  • Interest earned daily and compounded monthly.
  • Account may be linked to a WNB Financial checking account for overdraft protection.

Certificate of Deposit (CD)

  • Invest your money for a fixed term at a fixed rate to earn a higher yield than a regular savings account.
  • If you need to withdraw funds before the term is up, a penalty does apply.
  • Terms are flexible, ranging from 3 to 60 months.

Individual Retirement Account (IRA)

  • Set funds aside for use during retirement.
  • Account may offer tax advantages.
  • WNB Financial offers Traditional IRAs and Roth IRAs that can be invested in a CD, offering a variety of terms and yields.
  • Visit our IRA page for more information.

Health Savings Account (HSA)

  • A tax-favored account that works for individuals who participate in a high deductible health plan.
  • Account allows you to set aside money to pay for eligible out-of-pocket health care expenses, now or in the future.
  • Visit our personal HSA page for more information.

Savings Bonds


*Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Minimum opening deposit is only $50. Ask us for details. Bank rules and regulations apply. Grace period to meet the minimum balance is two statement cycles.


WNB Digital

Security you can bank on. Banking has never been easier now that you can do it from any device, any time! 

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Business Banking

Everything you need to run your business right at your fingertips! Bank anytime, anywhere, from any device.