Savings

Savings Account^*

The perfect account for the beginning saver.

• No monthly service charge on accounts that maintain a $100 minimum daily balance. 
• Interest earned daily and compounded quarterly.
• Account may be linked to a WNB Financial checking account for overdraft protection.
  

Money Fund^*

For savers who maintain a $2,500 minimum daily balance (to avoid a monthly service charge).

• Tiered interest rates - as the balance increases, the interest rate increases.
• Interest earned daily and compounded monthly.
  
• Account may be linked to a WNB Financial checking account for overdraft protection.

Certificate of Deposit (CD)

• Invest your money for a fixed term at a fixed rate to earn a higher yield than a regular savings account.
• If you need to withdraw funds before the term is up, a penalty does apply.
• Terms are flexible, ranging from 3 to 60 months.

Individual Retirement Account (IRA)

• Set funds aside for use during retirement.
• Account may offer tax advantages.
• WNB Financial offers Traditional IRAs and Roth IRAs that can be invested in a CD, offering a variety of terms and yields.
• Visit our IRA page for more information.

Health Savings Account (HSA)

• A tax-favored account that works for individuals who participate in a high deductible health plan.
• Account allows you to set aside money to pay for eligible out-of-pocket health care expenses, now or in the future.
• Visit our personal HSA page for more information.

Savings Bonds

• Get more information on Savings Bonds
• Access the Savings Bond Calculator