Your Essential Packing List for Fraud Prevention on Vacation

Setting Off on a Safer Summer Adventure

Summer is here, and it's time to swap your office chair for a lounge chair! But as you pack your suitcases, remember that fraudsters don't take vacations. That's why we're giving you tips to help keep your finances more secure, no matter where your travels take you. Imagine packing a suitcase for fraud prevention—what would you include? Let's zip-up security and unlock a summer of safe travels!

Your Fraud Prevention Wardrobe

Critical Thinking Cap

• Never leave home without your Critical Thinking Cap. Scammers prey on tourists with too-good-to-be-true offers and schemes. Don't allow yourself to be pressured into split-second decisions. Take extra time to think through unexpected situations to better navigate scams and con artists.
  

Skeptic Socks

• When you're strolling the boardwalk, be sure to wear your Skeptic Socks. Scammers often abuse public Wi-Fi networks. Avoid using public Wi-Fi throughout your trip. If you must connect to public Wi-Fi, use a VPN to further insulate yourself from the public connection.

Non-Click Gloves

• Internet scammers don't take vacations. When you're scrolling the web, wear your Non-Click Gloves to avoid clicking on malicious links and ads.

The Basics: What Every Traveler Needs

• Secure Wallet: Just like you wouldn't forget your passport, never leave home without a secure way to carry your cards. A money belt or a theft-proof wallet can keep your cards close and fraudsters at bay.
• Travel Alerts: Before you hit the road or take to the skies, set travel alerts on your WNB Financial account. This lets us know where to expect purchases to better identify unusual activity.

Pack Smart with WNB Financial Security Features

• WNB Digital Mobile App: Our app is a must-have in your digital travel kit. Check your accounts beachside, mountainside, or from the cozy corner of a café.
• Digital Wallets: It's much more difficult to lose your cards if they're not physically there. As long as you keep your linked device secure, your card details should be as well!

Advanced Tools for the Savvy Traveler

• Fraud Alerts: Activate real-time alerts and get notifications of any unexpected transactions or balance changes. If something looks fishy, contact us immediately to stop unwanted activity in its tracks.
• Biometric Locks: Use fingerprint or face recognition features on your devices. It's like having a high-tech lock on your digital life.

Using Cards and Managing Money Safely Abroad

 Smart Card Practices

• Use Credit Over Debit: Credit cards are a great buffer against fraud. If fraud does happen, it will only hold up the balance on the credit card instead of draining funds directly from your account.
• Keep a Backup: Carry a spare credit card stored separately from your wallet. If your primary card takes an unexpected vacation, you won’t be left stranded.

Currency Know-How

• Local Currency: Familiarize yourself with the local currency to avoid being shortchanged or falling for a currency scam. Research currency exchange options ahead of time to avoid high or even predatory exchange rates.
• ATM Awareness: Always use ATMs in secure locations, like inside a bank branch. Look for signs of tampering before you swipe your card.

FAQs

How can I protect my finances during international travel?

Use our mobile app to monitor your accounts, employ virtual cards for safer transactions, and set-up real-time alerts to keep tabs on any suspicious activities.

What should I do if I suspect a scam or fraud while abroad?

Immediately contact us through our secure mobile app or customer service number. We're here to help secure your account and resolve any issues swiftly.

Are there specific scams I should be aware of in popular tourist destinations?

Yes, common scams include counterfeit goods, taxi overcharges, fake tour operators, and pickpocketing. Always stay alert and question deals that seem too-good-to-be-true.

Remember, the key to a successful and safe summer vacation is preparation. With your fraud prevention essentials packed, you’re ready to enjoy a fabulous getaway.

If you have any questions or concerns, please contact us(Opens in a new Window).