Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
WNB Financial

Account Logins

Winona Rates

*Rates are subject to change throughout the day due to changing market conditions.
Rates listed below may not be completely accurate based on the time of day.

Where are you located?

Current rates for Winona, Minn.

Annual Percentage Yields (APYs) effective as of June 12, 2024.

Checking Account Rates


Personal APY*
Free Checking   0.00%
Direct Interest Checking   0.10%
50+ Checking  0.10%
Advantage Interest Checking  0.40%

Business APY*
Free Business Checking   0.00%
Business Interest Checking   0.10%
Commercial Checking  0.31%
*APYs subject to change without notice. Rates may change after the account is opened. Additional terms and conditions may apply. Fees may reduce actual earnings.

Annual Percentage Yields (APYs) effective as of June 12, 2024.
 

Saving Account Rates


Personal Savings  APY*
Personal Savings 0.15%
Health Savings Account (HSA) 0.41%
Personal Money Fund APY*
$0 to $2,499.99 0.10% 
$2,500 to $9,999.99 0.50%
$10,000 to $24,999.99   0.65%
$25,000 to $49,999.99 1.05%
$50,000 to $99,999.99 1.40%
$100,000.00 to $249,999.99 1.60%
$250,000.00 and above 2.25%
Business Savings  APY*
Business Savings  0.15%
Business Money Fund APY*
$0 to $2,499.99 0.10%
$2,500 to $9,999.99 0.40%
$10,000 to $24,999.99 0.50%
$25,000 to $49,999.99 0.80%
$50,000 to $99,999.99 1.00%
$100,000.00 to $249,999.99 1.20%
$250,000.00 and above 1.50%
 *APYs subject to change without notice. Rates may change after the account is opened. Additional terms and conditions may apply. Fees may reduce actual earnings.

Certificate of Deposit (CD) Rates

 

CD Specials

APY**
8-Month Special 4.80%
15-Month Special 4.40%

**The APY is effective as of time of the publication date. Fees may reduce earnings. Penalty may be assessed for early withdrawal. Limited time only.

Annual Percentage Rate (APRs) effective as of June 12, 2024.
 

Today's Featured Rates


Product Rate APR*
30 Year Fixed Rate  6.500% 6.659%
20 Year Fixed Rate  6.125% 6.332%
15 Year Fixed Rate    5.875% 6.133%
*APR Assumptions: $200,000 Purchase Money Mortgage for Single Family Home, 760+ FICO, 75% Loan to Value, Total Debt to Income Ratio <= 40%, Estimated $1,273 in APR fees plus Origination Fee.